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Usage-based-insurance (UBI) is a method, where a driver can be ranked in categories by using data about his driving behavior. Usage-based-insurance benefits both, insurer and policyholders. The insurer can calculate your policy costs based on your driving skills, what can lead to less costs for the policyholder. The required data for usage-based-insurance can be registered […]

When usage-based insurance (UBI) was first introduced, it required that the cost of insurance be based on a specific set of data, typically recorded driving behavior. Over time, however, as more and more vehicles and more people drove less and have their insurance renew automatically, the cost of insurance has evolved to reflect these lower […]

Insurance telematics is a type of data collection and analysis that exploits historical data to extract meaningful insights from (in-)consistencies in insurance provider coverage or practices. The primary goal of insurance telematics is to improve pricing by allowing policyholders to choose among multiple sustainable insurance products by enabling them to manually adjust premiums and charged […]

Insurance-telematics are either a software like an app or hardware solutions like the IoT Platform and the Telematic Box that provides information about your mileage and driving habits. Insurance companies use the data from insurance-telematics to provide usage-based-insurances. By using better insurance-telematics-solutions, insurance companies can provide more efficient premiums for the customer. The more that […]

Distracted driving isn’t just about driving while using your phone. According to NHTSA, one of every ten fatal crashes in the U.S. involves distraction, resulting in more than 3,000 deaths per year. To prevent distracted driving, make the safe choice to spend the majority of your time looking at the road, not interacting with anyone […]