Techtalk- Building an Insurance Telematics App in 7 Minutes (no-code)
Season 1 | Episode 5How to Build a Branded Telematics App Prototype in Minutes
Introduction
In this episode of the Dolphin Technologies podcast, Yasmin and Harald walk listeners through the process of building a personalized telematics prototype app—live and in just a few minutes. This episode is a practical guide for insurance companies that want to test driver scoring and telematics solutions without complex development or high costs.
Why Build a Demo App?
Many telematics providers offer generic demo apps, but these often lack branding and user engagement features. A personalized prototype helps insurers:
- Build user trust with branded visuals
- Accelerate internal testing and feedback
- Present telematics solutions to stakeholders or pilot users
The No-Code Approach
The app builder uses Dolphin’s MOVE SDK, a no-code platform designed for easy configuration:
- No coding skills required
- Configure like a car configurator
- Build and deploy in 5–10 minutes
Step-by-Step: App Creation Process
- Register and Log In: Create a user profile and access the dashboard
- Create a Project: Choose “pilot project” for quick setup and name it (e.g., “Insurance Telematics App”)
- Add Users: Assign users to receive and test the prototype
- Customize Design: Upload logo, set primary and contrast colors, choose fonts and buttons
- Distribute Instantly: Generate a QR code or unique link—no app store required
Features of the Demo App
- Daily Timeline: Detects driving, walking, biking, and public transport
- Trip Feedback: MOVE Score based on risk exposure and behavior (MOVE IQ)
- Risk Insights: Warnings on phone use, speeding, and distraction
- Messaging: Personalized messages, safety tips, alerts, and location-based nudges
Real Use Cases for Insurers
- Actuarial testing with real behavior data
- Presenting prototypes to executives
- Pilot programs with early adopters
- Evaluating user experience and trust through branding
Instant Updates and Flexibility
App updates (e.g., color, logo) reflect live—no new installs needed. You can modify the app anytime after distribution.
Final Thoughts
Dolphin Technologies empowers insurers to launch telematics pilot programs instantly, without the cost and delay of full development. This approach bridges the gap between concept and real-world testing.
Ready to build your app? Visit our platform, scan the QR code, and see your prototype come to life in under 10 minutes.
Enjoyed this episode? Subscribe to the Dolphin Technologies podcast for more innovation in smart mobility and telematics.
Full Transcript of the Episode
Yasmin
Hi everyone. In this episode, we will be building something very fun. What are we building, Harald?
Harald
We’re building a telematics demo app.
Yasmin
Why are we building a telematics demo app? Doesn’t that already exist?
Harald
It exists. Telematics providers usually offer a demo app, often a white-label or generically branded one. But what we’re building today is a personalized prototype.
So if your insurance company has specific colors, a corporate identity, a logo, etc., they can customize the app to match their own look and feel.
Yasmin
Wow. You can add your logo, color, everything?
Harald
Yes. Your logo, colors, fonts, button colors, calls to action—everything. You can build this in a couple of minutes and distribute it.
Yasmin
Minutes?
Harald
Yes, minutes. We’ll do it live here. I don’t have hours, and I guess the audience doesn’t want to watch for hours either. It’ll take about five to seven minutes.
Yasmin
How does it only take five minutes?
Harald
You know car configurators? Where you pick your tires, color, and features online? This is the same. We use special no-code technology.
So no coding. If you can order a pizza online, you can build this app. It’s probably harder to order a pizza.
Yasmin
No way. So I could do it?
Harald
You could. You’re smart. We’ve tested this with users who had no technical background. They still managed to build apps—some with fun color combos.
Yasmin
That’s such a cool approach.
Harald
It is.
Yasmin
Why don’t we get started?
Harald
Let’s. But first: you don’t have to publish the app to the App Store or Google Play. You’ll use an app that’s already there.
After building, we’ll provide a QR code and URL. When scanned or clicked, users are guided through the installation process, and the app automatically adopts your settings—colors, icons, etc.
Yasmin
So we’re making people’s lives really easy.
Harald
Exactly. In insurance companies, prototyping usually means complex processes—funding, authorizations, etc.
This is your shortcut: just build and run it. Like “demo apps for dummies.”
Yasmin
I love that! It’s easy and anyone can do it.
Harald
Right. So let’s build it. You ask questions along the way. For audio listeners, we’ll explain everything. But check YouTube if you want to see it visually.
Yasmin
Let’s do it.
Harald
We use a platform called MOVE SDK—“MOVE” like movement, “SDK” stands for software development kit.
You register and set a password. Then log in.
Initially, you’ll see no projects. There’s a big plus icon to create one.
Yasmin
Okay.
Harald
Click it to set up your project. You can choose between a pilot project or full development. We’ll use pilot project for fast prototyping.
Let’s name it “Insurance Telematics Podcast App.” Select “pilot project”—done.
Now you can add users who’ll receive and see data.
Yasmin
What kind of data do we actually collect?
Harald
In the demo app, we track your daily timeline: driving, walking, biking, public transport.
You can also register your own car, so the app knows whether a trip was in your car or someone else’s.
We provide feedback: risk levels of specific trips, overall risk—your “MOVE Score.” It’s a combined score, broken down into exposure to risk and “MOVE IQ”—how smart you move.
Yasmin
IQ?
Harald
Yes, how smart your driving behavior is. You’ll see feedback in the app and in the platform.
If you’re building a prototype for actuaries, they can access the data to include in their risk models.
Yasmin
Wow, amazing.
Harald
And it’s all no-code.
Yasmin:
That’s amazing. Let’s move forward—I want to see what we get.
Harald
Click on “Configuration,” then “Project Code and Customization.”
You’ll see a hyperlink and a QR code to share with users—they won’t need to enter codes after downloading the app.
Yasmin
Okay.
Harald
You see what you’re building in real time. It’s not a black box. You select a primary color for the header—let’s choose blue
Yasmin
Why is branding important in prototyping?
Harald
For insurance companies, it’s about trust and experience. A branded pilot shows commitment and builds user trust.
Companies want branded prototypes. Now they can have them—without cost or time investments.
Yasmin
Makes sense.
Harald
We don’t charge by the hour. Our model is to help insurers make drivers safer, greener, and more economical, and we charge based on those outcomes.
So we want insurers to build fast prototypes on their own.
Yasmin
Amazing.
Harald
To prove it’s fast, let’s keep going. We pick a contrast color—let’s go with red.
Now the primary buttons are red. Let’s add some fun colors—maybe green for text. Actually, let’s clean it up a bit with dark blue.
Yasmin
I like that.
Harald
Now let’s make the date tile red. By the way, my favorite color is yellow—I have a yellow Ducati Monster motorcycle.
But this app is ours, even if it’s not pretty!
Yasmin
Yeah.
Harald
Now we upload a logo—just choose a file. I used the Insurance Telematics logo.
It would be weird to pair a yellow logo with a red-and-blue app, so let’s use a dark blue logo.
Now we save the customization.
Yasmin
Wow.
Harald
That’s it. I open the App Store, download the neutral app, and because I used the specific link, the app appears with our colors and branding.
Yasmin
Wow.
Harald
Yes. No trips yet, but you’d be able to see them. I’ll show you on a pre-installed version.
You can view your daily timeline—driving, walking, etc. Click a car trip to see scores: MOVE IQ, distraction, speed…
I got a warning on speed.
Yasmin
Slow down!
Harald
Yeah. Sometimes speed limits aren’t obvious. But overall, my score is okay.
Yasmin:
Can every user see this?
Harald
Yes, each user sees their own score in the app. As the organizer, you can see all users’ data.
That’s the point of the prototype—test and analyze driving behavior.
Yasmin
Cool.
Harald
There’s also a messaging section—this shows marketing automation in action.
We’ll send welcome messages, safety tips (e.g., avoid short trips), reminders to take breaks on long trips, weather alerts, points of interest…
And we can even customize messages for specific locations—just let us know.
Yasmin
One last question: once the prototype is successful, how do you implement it in a real telematics solution?
Harald
This is a prototype—we don’t recommend it as a final product. But once tested, you can integrate with our platform or with a partner.
This is perfect for pilot projects, proposals, or early testing—especially for actuaries.
Yasmin
Thank you so much. Anything else you’d like to add?
Harald
Let me check our notes… nope, I think we’re good.
Yasmin
We built a prototype in how many minutes?
Harald
Just a few. Maybe five to ten minutes. You can even update it later—change the logo, colors—and users will see the changes live. No need to reissue the QR code.
Yasmin
Cool.
Harald
You can change the app while it’s already in use.
Yasmin
Amazing. Thanks so much for showing this to me and to our audience. I hope the prototype becomes well known—it’s an amazing experience.
Yasmin
Thank you for watching today’s episode. Harald, anything else?
Harald
No. If you like the podcast, let us know. If you have questions, comment.
We’ve linked everything below, so no matter which platform you’re on, you can build your own prototype.
And if questions come up—just let us know.
Yasmin
We’ll answer.
Harald
Absolutely.
Yasmin
Thank you so much.